Credit counseling is a valuable service for consumers who have trouble managing their finances. A distinctly different service from debt consolidation, credit counseling assists consumers with problem debt by educating them about the basics of money management. Americans really don't get the edu...
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An example of seller financing: Years ago I bought a rental property, and nine months later sold it for 15% more, without fixing or improving a thing. The easy terms are what sold it. I took $1000 down, and I still get a payment every month, with 9% interest.
Reasons To Offer Seller Fina...
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You may have heard the term "secured loans" used in the past, not knowing exactly what it meant but now that you're in the market for a loan you find yourself wanting to learn all that you can about secured loans.
In essence, secured loans are little more than loans that give some measur...
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Can a debt consolidation loan eliminate your credit card debt? A consolidation loan might (or might not) be the key. There are several things you must consider when making the choice to consolidate debt using a debt consolidation loan.
First, is a debt consolidation loan your best choice to...
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Building a house (or lots of them) seems to be an area of knowledge that is kept secret (insiders only), with clients kept in the dark and fed on expensive "cow dung."
A while ago I asked my US readers of my e-book, "Residential Development Made Easy" for questions they would like to as...
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Planning To Achieve Debt Elimination
Once you have started the process of changing your debt mindset to be against taking on consumer debt, then that is something you need to continue until it becomes the norm in your life. In some ways it is like stopping smoking; trying on will pow...
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Does the myth that mobile homes depreciate in value keep you from investing in them? Well, they do lose value in a park, on a rented lot. Mobile homes with real estate, however, are an entirely different investment.
My mobile home doubled in value in the twelve years I lived in it. The home...
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The Foreign Exchange Market, better known as FOREX, is a worldwide market for buying and selling currencies. It handles a huge volume of transactions 24 hours a day, 5 days a week. Daily exchanges are worth approximately $1.5 trillion (US dollars). In comparison, the United States Treasury Bond m...
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My fantasy football league is approaching its 16th season. We have had 16 teams competing before, but now we are a 14-team league. Although the subject of performance points is bandied about at our league meetings virtually every year, we remain a basic scoring league -- the only way to go for tr...
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You've come up with the best idea since sliced bread, figured out a business name and formed a corporation. There is, however, one small problem. You need money. Welcome to the world of investing.
Business Funds
Unless Bill Gates is your friend, money is going to be a problem for eve...
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It is quite common for someone, who is having trouble getting credit, to approach a friend or relative to act as a guarantor or co-signatory for a loan. They've seen that new car they would dearly love, but have one problem. For one reason or another they are a credit risk, and cannot get a car ...
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Personal loans can be obtained from a wide variety of lending companies that offer secured and unsecured personal loans. If you are in need of a small, unsecured personal loan in the amount of $1,000 or you need personal loan in the thousands of dollars, you have many loan options from which to c...
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If you know how to raise Fico scores the rewards are best measured by how much comes out of your wallet when it's time to buy a house, a car or any other big ticket item.
The benefits of knowing how to raise Fico scores are so you can qualify for more loans and get the best interest rates ...
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Why do they need 3 Special Reports. It seems that the Department of Defense, the Congress, and the President are all going to do special reports on what went right and what went wrong with regards to the government response to the Hurricane Katrina Disaster Victims. Before this is over I wouldn'...
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